BNI Ventura County - Referral Marketing

The BNI Ventura County region serves Camarillo, Fillmore, Moorpark, Oxnard, Simi Valley, Thousand Oaks and Ventura.

For more information about joining a BNI Ventura County chapter please call us at (805) 850-0157 or click here to send an email.

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BNI Ventura County
1237 S. Victoria Ave., #296
Oxnard, CA 93035

T: (805) 850-0157
F: (805) 850-0159

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Fred Gruber

Phone 800-620-8802
Mobile Number (818) 943-2712
Fax 818-475-5230
Website http://www.FredGruber.com

Fred Gruber
First Rate Financial Group
2625 Townsgate Rd. Ste 320
Westlake Village, CA 91361

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Fred Gruber

First Rate Financial Group
Chapter: Professional Partners

Mortgage, Residential Mortgages



My BusinessResidential and Commercial Mortgages with programs from Fannie Mae, Freddie Mac, FHA, Non-conforming and Hard Money sources. As a Certified Mortgage Planning Specialist I assist my clients with sound financial strategies to secure appropriate financing and strengthen their financial future.

Ideal ReferralMy best referral is a borrower that appreciates the value of a mortgage professional to give them options to make an informed decision on an appropriate mortgage solution that fits within the context of their overall financial plan.

Top ProductWe offer mortgage solutions across all product categories including Conventional, FHA, VA, non-conforming JUMBO and Reverse Mortgages.

Top Problem SolvedI have been fortunate to help borrowers in a variety of sensitive financial issues. While helping someone buy a home has tremendous personal satisfaction, helping someone consolidate their debt and lower their monthly payment to improve their lifestyle and ease the burden of financial stress is probably my greatest sense of accomplishment.

My Favorite BNI StoryI had a referral to help someone consolidate a significant amount of credit card debt and lower their monthly payment. They had received improper guidance from another source and made the mistake of missing payments and negotiating lower payoffs, so much so that they were not in a position to qualify for any type of conventional financing. We guided them to resolve many of the outstanding obligations and then through a series of lending solutions, ultimately paid off all of the outstanding credit card debt and deliver an interest rate well below their previous mortgage. We lowered their total cash outflow so they were able to retain their home and begin to live comfortably within their means.

My Ideal Referral PartnerI work well with other professionals in providing solutions for one of the largest financial obligations a person has. My ideal referral partner understand the value I bring by discussing options in an open and educational format with their referrals. this provides for the client to receive the best guidance as they come to me with a willingness to discuss their needs openly with a desire to be educated and empowered.